Effective Date: 18th November 2024

Welcome to MoneyShe, a trading style of SCM Private LLP. By accessing or using our website and services, you agree to comply with and be bound by the following terms and conditions. Please read them carefully. If you do not agree, you should not use our services.

1. Introduction

1.1. MoneyShe operates under SCM Private LLP, authorised and regulated by the Financial Conduct Authority (FCA), registration number 497525.
1.2. These Terms of Service govern your use of MoneyShe’s website, content, and services, including the Financial Empowerment Investment Readiness Quiz and associated resources (“Services”).
1.3. MoneyShe does not provide personalised investment advice or manage client funds. Our offerings are strictly educational and designed to empower women to make informed financial decisions.

2. Eligibility

2.1. You must be at least 18 years old and a UK resident to use the Services.
2.2. By using the Services, you confirm that you meet our financial suitability criteria.
2.3. The Services are not suitable for individuals seeking personalised financial, legal, or tax advice.

3. Financial Guidance Disclaimer

3.1. MoneyShe does not offer regulated financial advice or portfolio management services.
3.2. The content provided is for informational and educational purposes only and should not be relied upon as investment advice.
3.3. You are encouraged to consult an independent financial adviser before making any investment decisions.

4. Use of the Website

4.1. You are only permitted to use this website for lawful personal, non-commercial purposes.
4.2. You must not:

• Use the website for fraudulent, malicious, or unauthorised purposes.
• Post any harmful or unlawful material, including viruses or offensive content.
• Interfere with the operation or functionality of the website.

5. Intellectual Property

5.1. All content on the MoneyShe website, including text, graphics, logos, and software, is the intellectual property of SCM Private LLP and protected by copyright law.
5.2. You may not reproduce, distribute, or modify any content without prior written consent from SCM Private LLP.

6. Limitation of Liability

6.1. MoneyShe provides its content and Services “as is” and disclaims all warranties, whether express or implied.
6.2. SCM Private LLP will not be liable for:

• Any loss or damage resulting from reliance on the information provided.
• Interruptions or unavailability of the Services.
• Indirect or consequential losses.

7. Data Privacy and Security

7.1. Your use of our Services is subject to our Privacy Policy, which outlines how your data is collected, stored, and used.
7.2. We implement industry-standard security measures to protect your data but cannot guarantee complete security due to the inherent risks of internet use.

8. Links to Third Parties

8.1. MoneyShe may include links to third-party websites for informational purposes.
8.2. We do not endorse or assume responsibility for the accuracy, completeness, or quality of third-party content or services.

9. Changes to the Terms

9.1. MoneyShe reserves the right to amend these Terms at any time.
9.2. Any updates will be posted on this page with the revised “Effective Date.”
9.3. Continued use of the Services constitutes your acceptance of the updated Terms.

10. Governing Law

10.1. These Terms of Service are governed by the laws of England and Wales.
10.2. Any disputes arising under these Terms will be subject to the exclusive jurisdiction of the courts of England and Wales.

11. Contact Information

If you have any questions regarding these Terms or wish to contact us, you can reach us at:

• Email: moneyshe@scmdirect.com
• Address: Michelin House, 81 Fulham Road, London, SW3 6RD
• Phone: +44 (0)207 838 8650

Disclaimer

SCM Private LLP and its trading style, MoneyShe, do not provide investment, legal, or tax advice. Past performance is not indicative of future results. Investing involves risks, and the value of investments may go down as well as up. Always seek independent advice tailored to your circumstances.