Smart Women Invest
Overview
The first step on your investment journey is to decide how you want to invest. MoneyShe portfolios can be held directly in a General Investment Account (GIA) or via a tax efficient wrapper such as an ISA, JISA, or SIPP. Scroll down to learn more and find the one that best fits your financial goals.
General Investment Account (GIA)
A General Investment Account (GIA) is a simple and flexible way to invest your money. There are no limitations to the amount you can invest or contribute.
Stocks and Shares Individual Savings Account (ISA)
An Individual Savings Account (ISA) is a tax wrapper that allows you to save, either in cash or stocks and shares, without paying any tax on the money in the wrapper. This includes any returns/growth is tax-free. At MoneyShe/MoneyShe, we only offer a Stocks & Shares ISAs, not Cash ISAs.
Self-Investest Personal Pension (SIPP)
A Self-invested Personal Pension (SIPP) is a type of pension introduced for people who want an alternative to workplace pensions. They offer tax-benefits with the UK Government giving a 20% basic tax relief with the additional benefit of Inheritance Tax not applying to SIPPs.
Junior Individual Savings Account (JISA)
A Junior Individual Savings Account (JISA) is a long-term tax-free savings account for children. Each child, from birth to 18 years old, living in the UK, can have their own JISA account. The annual allowance for the 2024/25 tax year is £9,000 per child.