At the recent Berkshire Hathaway annual meeting, referred to as the “Woodstock of Investing”, the great Warren Buffett announced his decision to step down from Berkshire Hathaway at age 94. The moment was profound not only because of who Buffett is, but because of what he represents: a principled, disciplined, and ethical approach to investing.
Over the past 60 years, Buffett and his late partner Charlie Munger built Berkshire Hathaway into a $1 trillion company by adhering to a timeless philosophy: invest in high-quality businesses at sensible prices, think long-term, and always put integrity first.
These aren’t just investing principles, they are life principles. And they’re the same values that MoneyShe lives by.
The Values That Shape MoneyShe
At MoneyShe, we focus on long-term investing, clarity, and transparency. We believe, like Buffett, that trust, humility, and patience are the real drivers of wealth. We know our clients value a principled, research-driven approach, and that’s exactly what we deliver.
We also recognise a structural shift underway in the investing world – one that even Buffett himself endorsed – the transition from active to passive investing.
Active Management Under Pressure
The challenges facing active fund managers have never been greater. Between rising fees, underperformance, and the sheer scale of passive inflows, many active managers struggle to consistently outperform the market; especially after fees. Research continues to show that over the long-term, the vast majority of active funds fail to beat their benchmarks.
This is why investors are increasingly turning to ETFs (link to the ETF page/our investment philosophy) and index funds, which are low-cost, tax-efficient, and deliver more consistent market returns.
For most individual investors, this simple approach that Buffett has called “the most sensible option for the great majority of investors, makes the most sense.
Buffett’s Famous Letter to His Estate
Warren Buffett’s conviction in passive investing is perhaps best illustrated by a letter he wrote to the trustees of his estate. In it, he instructed that 90% of the money left to his wife should be invested in a low-cost S&P 500 index fund, with the remaining 10% in short-term government bonds. His reasoning? He believed that this approach would outperform most professional investors and protect his family’s wealth for generations to come.
At MoneyShe, we understand this duality: we reflect Buffet’s legacy of active, value-driven investing while also recognising the powerful simplicity of passive strategies. Our investment team diligently actively manage – only making asset allocation changes when prudent – our pure ETF portfolios to build resilient portfolios to match each client’s investment goals and risk profile (embed link to the Risk tool) .
A Call to Values and Vigilance
As Buffett steps back, the responsibility now lies with all of us to carry forward his legacy – not just in how we invest, but in how we live, lead, and build. He believed in capitalism, but capitalism with a conscience. Or as our Founder, Gina Miller, refers to it – responsible capitalism. He believes, as Gina does, in markets – but also in the rule of law, fairness, and humility.
At MoneyShe, we embrace these beliefs in everything we do. We’re not just managing money – we’re fostering financial independence, security and choices, especially for women who are building wealth on their own terms.
Buffett’s departure from the helm may mark the end of an era, but it also opens the door for a new generation of investors – ones who care as much about values as they do about returns.
